The increase in numbers of people working from home has impacted directly on the housing market, but what has changed and how does “WFH” affect you as a buyer?
There is a wide range of mortgage products on the market, which gives would-be homeowners more options for finding one that’s right for them, but it can also be confusing.
Many of us are guilty of setting up home insurance and then never giving it another thought, just renewing the existing cover each year, but taking time to consider your insurance needs could save you money and even heartache if the worst were to happen.
What would happen if you fell ill or were injured and had to live on statutory sick pay of less than £100 a week? How would you pay your bills?
From a historic low of 0.25% in 2017, the Bank of England’s interest rate has crept up to 0.75%, admittedly still a low figure, but representing a tripling of the base interest rate since last summer. If this trend continues, what could it mean for would-be homeowners or anyone looking to re-mortgage?
You bravely struck out as an independent contractor or a construction sub-contractor, you’ve built up a successful business through hard work and professionalism and now you’re in a position to put a deposit on a house.