Mortgage Advice for Contractors

If you are self-employed or aren’t in a full-time role it can sometimes be difficult to find a mortgage.
Lenders can have different requirements about your earnings. We’ll help you find the ideal mortgage to suit your needs.

Income Calculations

Contracted Day Rate Income Calculations

If you work as a contractor, we’ll sit down with you and calculate how much your estimated earnings are. This is done using a Contracted Day Rate Income Calculator.

Employment type

Do you work under an Umbrella Company or are Self-Employed?
Lenders can make it more difficult for contractors to find a mortgage deal, treating treat self-employed people or those who work under an umbrella company differently.

Thankfully our team have extensive experience in finding a mortgage offer that will suit your needs.

Visit our Useful Resources Page for more information and help with your property financing

Use our useful information and tools help you to begin planning your next steps.

Our team is always by
your side with every step

Clayton-Welch Associates’ team of dedicated advisors are available to offer advice - get in touch

Buying a property can be the biggest decision we make in our lives; that’s why it’s vital to receive impartial advice from competent and qualified advisors.

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Ensure that your home and its contents is covered with household insurance that fits your needs.

Updating your will means you can protect your loved ones after you are gone.