About Us

We are a firm of specialist mortgage and protection brokers with clients across the UK & overseas.

At Clayton-Welch Associates, we work in a trusted environment where client care is key, and each member of the team are responsible for maintaining standards and code of practise.

Clients are taken care of by a highly motivated team of qualified experienced brokers and skilled CeMAP qualified support staff.

Our Mission and Values

Our Mission is to offer clients the highest standard of service and individual attention in their property financing requirements.

We pride ourselves on being known for attention to detail and excellent service.

The majority of our clients are recommended by others and we take a long term view to the important and valuable lasting relationship we build with our customers.

Unique approaches for you

Clayton-Welch Associates understand that each of our clients is unique and that they have different dreams and aspirations; from maybe one-day being mortgage free to building a profitable property portfolio.

That’s why we not only help you get the right mortgage for your circumstances, but also work alongside you to plan your strategy in property for the future.

Our team is happy to meet at a day, time and location most convenient to you in person or online, with no obligation. These meetings are arranged by prior appointment - just head to the Contact Us page to get in touch.

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Ask our expert team if you have any questions about anything that we offer here at Clayton-Welch Associates

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Meet The Team

Bruno Welch

MD & Mortgage Consultant

Bruno set up Clayton-Welch Associates in 2011 with a passion for client care and attention to detail. He is a highly regarded expert real estate finance broker in both the residential and commercial arenas with his main focus on development, bridging and heavy refurbishment finance. His vision for the business is vital to the stability and growth for CWA’s highly valued clients, team and business partners. Bruno lives in Hertfordshire, is married with 2 young children and has a passion for cars & motorsport, rugby, fine wine and business affairs.

Area of expertise

Paul Bullock

Senior Mortgage & Protection Consultant

Paul has over 20 years’ experience in the mortgage, property development and the real estate financial arena having managed his own portfolio and invested in a range of developments. Paul also manages the growing team of expert Paraplanners and Brokers at Clayton-Welch Associates.

Area of expertise

Clare Gillbanks

Head of Business Operations

With a portfolio career in marketing, business development and a successful residential property portfolio, Clare's commercial experience spans over 20 years. Her passion for property, building effective relationships and connecting business to people as individuals supports the growth and success of the team.

Area of expertise

Damien Neeson

Mortgage & Protection Consultant

Damien is the newest member of the team having joined in 2022. He has experience in the Mortgage field however his true passion is Protection and ensuring that all our clients have sufficient cover in place on their property finance and business. Damien has processed over one billion pounds in Protection applications and claims and joined Clayton-Welch Associates to help us offer the best protection advice to our valued clients.

Area of expertise

Kieron Horn

Mortgage Paraplanner

Kieron joined the team in 2021 with a wealth of experience in the financial services industry of over 15 years. Building on his career in property investment research and underwriting, Kieron supports our brokers with a strong focus on research, customer service and administration. His passions include family, football and good food.

Area of expertise

Jeff Stagg

Mortgage Paraplanner

Jeff joined the team in the middle of 2022 with a huge experience of financial services and in particular working in mortgage research as a paraplanner. He lives in Hertfordshire, is married and a keen cook with interest in sport, travel and world affairs.

Area of expertise

Kelly Yates

Accounts & Administration Manager

Kelly has been working with the team since 2020 supporting Business Operations with finance administration, marketing support and managing our network of trusted Professional Introducers. With a family of 4 she is used to multi tasking and juggling the demands of a busy team workload.

Area of expertise

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Read some success stories from our clients

We believe in building lasting relationships with our clients. Read some of their testimonials to discover how we’ve helped them achieve.

"Many thanks to Paul & Bruno, nothing was too much trouble, quick responses, inventive solutions, and we felt comfortable re trusting them to deliver"

Karen Porter

"CWA Mortgages have proven to be exceptionally professional, courteous and efficient in dealing with my personal mortgage and financial requirements."

Jacques Coetser, Mortgage

Our team is always by your side with every step

Clayton-Welch Associates’ team of dedicated advisors are available to offer advice - get in touch

Mortgages

Buying a property can be the biggest decision we make in our lives; that’s why it’s vital to receive impartial advice from competent and qualified advisors.

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Protection

Family is important. Ask us for expert advice to help protect what matters, when it matters.

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Property Insurance

Ensure that your home and its contents is covered with household insurance that fits your needs.

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Wills

Updating your will means you can protect your loved ones after you are gone.

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How Can We Help?

Whatever your plan, we’re here to give you reliable mortgage and protection advice that you can trust.

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There is no charge for our initial meetings. If you ask us to arrange your mortgage a fee of 1% of the mortgage amount may be charged subject to a minimum total fee of £495. Some of this will be payable upon application for your mortgage and the balance payable on receipt of the mortgage offer. As an example on a mortgage loan of £100,000 we may charge a fee of £1,000 (1%) of which £495 may be payable on application with the remaining £505 payable on issue of the mortgage offer. All applicable fees will be confirmed to you in writing prior to any full application submission. We will also receive commission from the lender shortly after completion.
Clayton-Welch Associates Ltd is an appointed representative of Sesame Ltd which is authorised and regulated by the Financial Conduct Authority.
FCA Register No 568785. Calls may be recorded for training and monitoring.
The information given in this website does not contain all of the details you need to choose a mortgage.
Make sure that you read the separate key facts illustration before you make a decision.
On clicking the third-party website links, you will leave the regulated site of Clayton-Welch Associates Limited. Neither Clayton-Welch Associates Limited, nor Sesame Ltd, is responsible for the accuracy of the information contained within the linked site
The FCA does not regulate some forms of buy to let mortgages and let to buy mortgages.
The FCA does not regulate commercial finance, development finance and some forms of bridging and refurbishment finance.
Think carefully before securing other debts against your home. Your property may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.

About Us

Our Mission and Values

Unique approaches for you

Get in Touch