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About Us

We are a firm of specialist mortgage and protection brokers with clients across the UK & overseas. 

At Clayton-Welch Associates, we work in a trusted environment where client care is key, and each member of the team are responsible for maintaining standards and code of practise.  

Clients are taken care of by a highly motivated team of qualified experienced brokers and skilled CeMAP qualified support staff.  

Our Mission and Values

Our Mission is to offer clients the highest standard of service and individual attention in their property financing requirements.

We pride ourselves on being known for attention to detail and excellent service.

The majority of our clients are recommended by others and we take a long term view to the important and valuable lasting relationship we build with our customers.

Unique approaches for you

Clayton-Welch Associates understand that each of our clients is unique and that they have different dreams and aspirations; from maybe one-day being mortgage free to building a profitable property portfolio.

That’s why we not only help you get the right mortgage for your circumstances, but also work alongside you to plan your strategy in property for the future.

 Our team is happy to meet at a day, time and location most convenient to you in person or online, with no obligation. These meetings are arranged by prior appointment - just head to the Contact Us page to get in touch.

Get in Touch

Ask our expert team if you have any questions about anything that we offer here at Clayton-Welch Associates

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Meet The Team

Bruno Welch

MD & Mortgage Consultant
Bruno set up Clayton-Welch Associates in 2011. He is a highly regarded expert mortgage broker with 15 years industry experience, a passion for client care and careful attention to detail. His vision for the business is vital to the stability and growth for the clients, team and our trusted business partners.
Area of expertise

Paul Bullock

Head of Mortgage Operations
Paul has over 20 years’ experience in the mortgage, property development and the real estate financial arena having managed his own portfolio and invested in a range of developments. Paul also manages the growing team of expert Paraplanners and Brokers at Clayton-Welch Associates.
Area of expertise

Clare Gillbanks

Head of Business Operations
With a portfolio career in marketing, business development and a successful residential property portfolio, Clare's commercial experience spans over 20 years. Her passion for property, building effective relationships and connecting business to people as individuals supports the growth and success of the team.
Area of expertise

Steven Miller

Senior Mortgage and Protection Consultant
Steven’s experience within the financial services industry spans over 20 years, with the last 17 spent purely focusing on mortgages. Working primarily in the residential and investment markets, Steven has helped a diverse range of clients to own their own homes and build substantial investment property portfolios.
Area of expertise

Michela Milazzo

Paraplanner and Mortgage Administrator
Michela has been with the CWA team since 2020 bringing broad experience from the mortgage & financial services industry. With her extensive knowledge of how lenders operate both within the residentials and complex buy to Let arena and a determination to see a project through, you will know you are in good hands.
Area of expertise

Kieron Horn

Paraplanner and Mortgage Administrator
Kieron joined the team in 2021 with a wealth of experience in the financial services industry of over 15 years. Building on his career in property investment research and underwriting, Kieron supports our brokers with a strong focus on research, customer service and administration. His passions include family, football and good food.
Area of expertise

Kelly Yates

Accounts & Administration Manager
Kelly has been working with the team since 2020 supporting Business Operations with finance administration, marketing support and managing our network of trusted Professional Introducers. With a family of 4 she is used to multi tasking and juggling the demands of a busy team workload.
Area of expertise
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Read some success stories from our clients

We believe in building lasting relationships with our clients. Read some of their testimonials to discover how we’ve helped them achieve.

"Many thanks to Paul & Bruno, nothing was too much trouble, quick responses, inventive solutions, and we felt comfortable re trusting them to deliver"

Karen Porter
"CWA Mortgages have proven to be exceptionally professional, courteous and efficient in dealing with my personal mortgage and financial requirements."

Jacques Coetser, Mortgage
"CWA Mortgages have proven to be exceptionally professional, courteous and efficient in dealing with my personal mortgage and financial requirements."

Jacques Coetser, Mortgage

Our team is always by your side with every step

Clayton-Welch Associates’ team of dedicated advisors are available to offer advice - get in touch


Buying a property can be the biggest decision we make in our lives; that’s why it’s vital to receive impartial advice from competent and qualified advisors.


Family is important. Ask us for expert advice to help protect what matters, when it matters.

Property Insurance

Ensure that your home and its contents is covered with household insurance that fits your needs.


Updating your will means you can protect your loved ones after you are gone.

How Can We Help?

Whatever your plan, we’re here to give you reliable mortgage and protection advice that you can trust.

Get in touch